Disclaimer

• All the opinions on  this site are just that – my own personal opinions.
• All stories are real and should not be duplicated, copied, etc. unless authorized to do so.
• The graphics on this site are either from online stock photos or taken (and owned) by Heather Bryant.  Those images without caption are owned and copyrighted by Heather Bryant.  Stock photos are either purchased from MyGrafico.com or iStockPhoto or free on Flickr Creative Commons and are captioned and credited where appropriate.
• Any products mentioned are not paid for endorsement.  However, some of the links do include an affiliate code and I receive a small commission for referring customers.   Please know that I only recommend books and products that I believe in and all opinions are my own.  For my complete Advertising Disclosure, click HERE.